PrimeTerm to 100
- Almost Guaranteed Issue
20 Yr Term
- Issue Ages 40-80 (age last)
- Face Amount $5,000 to $30,000
- Simplified Issue - No medical exam required, only 3 health questions
- Automated Underwriting Solutions
- If client has taken same meds for 2+ yrs, they can be approved post cancer.
- Accidental Death Benefit rider can be added at the time of application at 1X the base coverage amount. Must be age 74 or younger at the time of application, rider expires at 75.
Family Freedom Term
- Simplified Issue individual term policy
- Issue Ages 18-75
- Face Amount $50,000 to $500,000
- Simple application process – No medical exams, easy to use E-application
- Level premiums during initial term period (10, 15, 20, 25 & 30 year initial terms available)
- Living benefits accelerate a portion of the death benefit if insured is diagnosed with Terminal Illness, Critical Illness, or Chronic Illness with no additional premium